Planning to take a home loan? Follow these tips to boost your CIBIL score and get the best loan offers.
Late payments negatively affect your credit score. Timely payments show you're financially responsible.
Try to use less than 30 percent of your credit limit. High usage can lower your score.
Multiple applications can signal risk to lenders. Apply only when you are confident of approval.
A balance of secured and unsecured loans improves your creditworthiness in the long term.
Check for any errors or incorrect entries and get them corrected to maintain accuracy.
Older accounts with a good history improve your credit score and reflect financial stability.
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