A lower interest rate means lower EMIs and big savings over the loan tenure.
A good CIBIL score improves your chances of getting lower interest rates.
Check offers from multiple banks and NBFCs to find the best rate.
Shorter tenures usually attract lower interest and reduce total interest paid.
Paying more upfront reduces loan risk and helps secure better rates.
Floating rates are often lower and adjust with market conditions.
Proper documentation and stable income improve lender confidence.
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